Cebu City · Under PHP 20M
Houses under PHP 20M in Cebu City
187 houses for sale in Cebu City are listed below PHP 20M, from PHP 1.37 M (median PHP 12.47 M), median PHP 83,871 per sqm. Updated October 31, 2026.
187listings
PHP 1.37 M – PHP 19.5 Mprice range
PHP 12.47 Mmedian price
PHP 83,871/sqmmedian price per sqm
Houses under PHP 20M in Cebu City
PHP 11.9 M
3 Bedroom House for Sale in Lahug, Cebu City, Cebu
Cebu City, Cebu · House · 3 BR · 157 sqm
30% below Phil Realty Estimated Value
PHP 11.94 M
4 Bedroom House for Sale in Guadalupe, Cebu City, Cebu
Cebu City, Cebu · House · 4 BR
PHP 12 M
6 Bedroom House for Sale in Tisa, Cebu City, Cebu
Cebu City, Cebu · House · 6 BR · 250 sqm
40% below Phil Realty Estimated Value
PHP 12 M
4 Bedroom House for Sale in Pit-Os, Cebu City, Cebu
Cebu City, Cebu · House · 4 BR · 143 sqm
29% below Phil Realty Estimated Value
PHP 12 M
7 Bedroom House for Sale in Tisa, Cebu City, Cebu
Cebu City, Cebu · House · 7 BR · 400 sqm
45% below Phil Realty Estimated Value
PHP 12 M
4 Bedroom House for Sale in Labangon, Cebu City, Cebu
Cebu City, Cebu · House · 4 BR · 164 sqm
PHP 12 M
5 Bedroom House for Sale in Talamban, Cebu City, Cebu
Cebu City, Cebu · House · 5 BR
PHP 12 M
3 Bedroom House for Sale in Guadalupe, Cebu City, Cebu
Cebu City, Cebu · House · 3 BR · 80 sqm
PHP 12.2 M
3 Bedroom House for Sale in Pulangbato, Cebu City, Cebu
Cebu City, Cebu · House · 3 BR · 184 sqm
28% below Phil Realty Estimated Value
PHP 12.46 M
3 Bedroom House for Sale in Punta Princesa, Cebu City, Cebu
Cebu City, Cebu · House · 3 BR · 82 sqm
PHP 12.47 M
4 Bedroom House for Sale in Pit-Os, Cebu City, Cebu
Cebu City, Cebu · House · 4 BR · 92 sqm
PHP 12.5 M
4 Bedroom House for Sale in Guadalupe, Cebu City, Cebu
Cebu City, Cebu · House · 4 BR · 90 sqm
PHP 12.5 M
4 Bedroom House for Sale in Pit-Os, Cebu City, Cebu
Cebu City, Cebu · House · 4 BR · 149 sqm
34% below Phil Realty Estimated Value
PHP 12.5 M
4 Bedroom House for Sale in Pulangbato, Cebu City, Cebu
Cebu City, Cebu · House · 4 BR · 227 sqm
36% below Phil Realty Estimated Value
PHP 12.5 M
3 Bedroom House for Sale in Punta Princesa, Cebu City, Cebu
Cebu City, Cebu · House · 3 BR · 60 sqm
PHP 12.6 M
3 Bedroom House for Sale in Bulacao, Cebu City, Cebu
Cebu City, Cebu · House · 3 BR · 345 sqm
44% below Phil Realty Estimated Value
PHP 12.75 M
3 Bedroom House for Sale in Guadalupe, Cebu City, Cebu
Cebu City, Cebu · House · 3 BR · 149 sqm
26% below Phil Realty Estimated Value
PHP 12.85 M
5 Bedroom House for Sale in Budla-An, Cebu City, Cebu
Cebu City, Cebu · House · 5 BR · 213 sqm
29% below Phil Realty Estimated Value
PHP 12.87 M
4 Bedroom House for Sale in Mambaling, Cebu City, Cebu
Cebu City, Cebu · House · 4 BR · 137 sqm
PHP 12.9 M
4 Bedroom House for Sale in Tisa, Cebu City, Cebu
Cebu City, Cebu · House · 4 BR · 150 sqm
PHP 12.9 M
4 Bedroom House for Sale in Pulangbato, Cebu City, Cebu
Cebu City, Cebu · House · 4 BR · 143 sqm
PHP 13 M
4 Bedroom House for Sale in Tisa, Cebu City, Cebu
Cebu City, Cebu · House · 4 BR · 130 sqm
PHP 13 M
3 Bedroom House for Sale in Tisa, Cebu City, Cebu
Cebu City, Cebu · House · 3 BR · 155 sqm
13% below Phil Realty Estimated Value
PHP 13 M
3 Bedroom House for Sale in Talamban, Cebu City, Cebu
Cebu City, Cebu · House · 3 BR · 140 sqm
PHP 13 M
5 Bedroom House for Sale in Guadalupe, Cebu City, Cebu
Cebu City, Cebu · House · 5 BR · 80 sqm
PHP 13.1 M
3 Bedroom House for Sale in Lahug, Cebu City, Cebu
Cebu City, Cebu · House · 3 BR · 124 sqm
PHP 10.9 M
3 Bedroom House for Sale in Tisa, Cebu City, Cebu
Cebu City, Cebu · House · 3 BR
PHP 11 M
3 Bedroom House for Sale in Pardo, Cebu City, Cebu
Cebu City, Cebu · House · 3 BR · 200 sqm
27% below Phil Realty Estimated Value
PHP 11.3 M
4 Bedroom House for Sale in Guadalupe, Cebu City, Cebu
Cebu City, Cebu · House · 4 BR · 104 sqm
12% below Phil Realty Estimated Value
PHP 11.8 M
3 Bedroom House for Sale in Talamban, Cebu City, Cebu
Cebu City, Cebu · House · 3 BR · 177 sqm
14% below Phil Realty Estimated Value
PHP 11.8 M
3 Bedroom House for Sale in Pulangbato, Cebu City, Cebu
Cebu City, Cebu · House · 3 BR · 121 sqm
PHP 11.8 M
3 Bedroom House for Sale in Guadalupe, Cebu City, Cebu
Cebu City, Cebu · House · 3 BR · 136 sqm
25% below Phil Realty Estimated Value
PHP 11.8 M
3 Bedroom House for Sale in Tisa, Cebu City, Cebu
Cebu City, Cebu · House · 3 BR · 89 sqm
PHP 13.5 M
3 Bedroom House for Sale in Talamban, Cebu City, Cebu
Cebu City, Cebu · House · 3 BR · 184 sqm
PHP 13.5 M
4 Bedroom House for Sale in Buena Hills Subdivision, Guadalupe, Cebu City, Cebu
Cebu City, Cebu · House · 4 BR
49% below Phil Realty Estimated Value
PHP 13.5 M
3 Bedroom House for Sale in Guadalupe, Cebu City, Cebu
Cebu City, Cebu · House · 3 BR · 200 sqm
36% below Phil Realty Estimated Value
PHP 13.5 M
4 Bedroom House for Sale in Pit-Os, Cebu City, Cebu
Cebu City, Cebu · House · 4 BR · 205 sqm
44% below Phil Realty Estimated Value
PHP 13.5 M
4 Bedroom House for Sale in Kamagayan, Cebu City, Cebu
Cebu City, Cebu · House · 4 BR · 216 sqm
35% below Phil Realty Estimated Value
PHP 13.95 M
3 Bedroom House for Sale in Pulangbato, Cebu City, Cebu
Cebu City, Cebu · House · 3 BR · 112 sqm
PHP 13.98 M
3 Bedroom House for Sale in Lahug, Cebu City, Cebu
Cebu City, Cebu · House · 3 BR · 124 sqm
PHP 14 M
6 Bedroom House for Sale in Lahug, Cebu City, Cebu
Cebu City, Cebu · House · 6 BR
PHP 14 M
3 Bedroom House for Sale in Pit-Os, Cebu City, Cebu
Cebu City, Cebu · House · 3 BR · 120 sqm
PHP 14 M
3 Bedroom House for Sale in Talamban, Cebu City, Cebu
Cebu City, Cebu · House · 3 BR · 180 sqm
PHP 14 M
4 Bedroom House for Sale in Lahug, Cebu City, Cebu
Cebu City, Cebu · House · 4 BR · 262 sqm
48% below Phil Realty Estimated Value
PHP 14 M
4 Bedroom House for Sale in Bulacao, Cebu City, Cebu
Cebu City, Cebu · House · 4 BR · 220 sqm
10% below Phil Realty Estimated Value
PHP 14 M
3 Bedroom House for Sale in Tisa, Cebu City, Cebu
Cebu City, Cebu · House · 3 BR · 350 sqm
42% below Phil Realty Estimated Value
PHP 14.3 M
5 Bedroom House for Sale in Central (Pob.), Cebu City, Cebu
Cebu City, Cebu · House · 5 BR · 208 sqm
32% below Phil Realty Estimated Value
PHP 9.8 M
3 Bedroom House for Sale in Guadalupe, Cebu City, Cebu
Cebu City, Cebu · House · 3 BR · 120 sqm
31% below Phil Realty Estimated ValueFrequently asked questions
How many houses under PHP 20M are listed in Cebu City?
Phil Realty currently lists 187 houses under PHP 20M in Cebu City (updated October 31, 2026).
What is the price range of houses under PHP 20M in Cebu City?
Asking prices range from PHP 1,370,000 to PHP 19,500,000, with a median of PHP 12,472,000.
What is the median price per square meter in Cebu City?
The median asking price is PHP 83,871 per sqm, based on 165 listings with a stated area.
Which neighborhoods have the most houses under PHP 20M listings in Cebu City?
Guadalupe (48), Talamban (22), Lahug (15), Pulangbato (15), Tisa (14).
How do I schedule a viewing?
Use the inquiry form on this page or email phils.homes@outlook.com with the listing you like. Phil Realty confirms availability and arranges a private viewing or video walkthrough.
How it works
- Send the form — it takes under a minute.
- Phil Realty confirms availability, price and full details by email.
- We schedule a private viewing or a live video walkthrough.
Listings and prices are asking prices and can change; availability is confirmed before any viewing.